If you are an ICICI bank customer, you can withdraw cash from ATMs without carrying a debit card. Yes, you heard it right? Recently, ICICI Bank had announced the launch of a ‘Cardless Cash Withdrawal’ facility from its Bank ATMs.
With the help of this service, customers can withdraw cash from more than 15,000 ATMs of the ICICI Bank. In order to withdraw cash from ATMs without a debit card, all you must do is raise a request on ‘iMobile’.
‘iMobile’ is a mobile banking application of the ICICI Bank. This method of withdrawing cash from ATMs is really simple and convenient.
You don't have to worry even though you have forgotten to carry your ATM card as the ‘Cardless Cash Withdrawal’ facility allows cash withdrawal without an ATM card. Under this service, the daily transaction limit, and per transaction limit is Rs 20,000.
Anup Bagchi, Executive Director at ICICI Bank said, “The ICICI Bank has been at the forefront of digital innovations since its inception. The offering of ‘Cardless Cash Withdrawal’ from iMobile enables our customers to withdraw cash securely and conveniently for everyday usage and purchases, all from the convenience of their mobile phone. We believe that this proposition of cash withdrawal from an ICICI Bank ATM without using a debit card offers a speedy and unique experience to our customers. We at ICICI Bank will continue to focus on innovations in technology at all channels and touch-points that will bring more convenience to the customers.”
In the blog, we will discuss how to withdraw cash from ATMs using the "Cardless Cash Withdrawal" facility of ICICI bank.
In order to withdraw cash using the "Cardless Cash Withdrawal" facility, you must have an iMobile app on your smartphone. This app is available on the app store. If you are an Android user, you can download the app from Google Play Store and if you are an iPhone user you can download it from the Apple App Store. After the app is downloaded on your phone, you can visit a specific ICICI Bank ATM and follow certain steps to withdraw cash without using an ATM card.
Step 1- Request for cardless cash withdrawal
Step 2- SMS from the bank
After the completion of the transaction, ICICI bank will send a 6-digit code to your registered mobile number.
Step 3 - Cash withdrawal from ATM
Once you process the cash withdrawal request on the iMobile app, you can withdraw cash from the ICICI bank ATM by entering the following details.
Once you provide all this information cash will be dispensed successfully.
See Also: Things to do on a Failed ATM transaction
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