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ICICI Bank customers can withdraw cash from ATM without a debit card

IamCheated.com Research Team | January 23, 2020  5:16:pm

ICICI Bank customers can withdraw cash from ATM without a debit card

If you are an ICICI bank customer, you can withdraw cash from ATMs without carrying a debit card. Yes, you heard it right? Recently, ICICI Bank had announced the launch of a ‘Cardless Cash Withdrawal’ facility from its Bank ATMs.

With the help of this service, customers can withdraw cash from more than 15,000 ATMs of the ICICI Bank. In order to withdraw cash from ATMs without a debit card, all you must do is raise a request on ‘iMobile’.

‘iMobile’ is a mobile banking application of the ICICI Bank. This method of withdrawing cash from ATMs is really simple and convenient.

You don't have to worry even though you have forgotten to carry your ATM card as the ‘Cardless Cash Withdrawal’ facility allows cash withdrawal without an ATM card. Under this service, the daily transaction limit, and per transaction limit is Rs 20,000.

Anup Bagchi, Executive Director at ICICI Bank said, “The ICICI Bank has been at the forefront of digital innovations since its inception. The offering of ‘Cardless Cash Withdrawal’ from iMobile enables our customers to withdraw cash securely and conveniently for everyday usage and purchases, all from the convenience of their mobile phone. We believe that this proposition of cash withdrawal from an ICICI Bank ATM without using a debit card offers a speedy and unique experience to our customers. We at ICICI Bank will continue to focus on innovations in technology at all channels and touch-points that will bring more convenience to the customers.”

See Also: Top trends coming up in 2020 for ATM cardholders

How to use Cardless Cash Withdrawal?

In the blog, we will discuss how to withdraw cash from ATMs using the "Cardless Cash Withdrawal" facility of ICICI bank.

In order to withdraw cash using the "Cardless Cash Withdrawal" facility, you must have an iMobile app on your smartphone. This app is available on the app store. If you are an Android user, you can download the app from Google Play Store and if you are an iPhone user you can download it from the Apple App Store. After the app is downloaded on your phone, you can visit a specific ICICI Bank ATM and follow certain steps to withdraw cash without using an ATM card.

Step 1- Request for cardless cash withdrawal

  • After you visit the ICICI bank ATM, you must open the iMobile app, go to services and click on Cardless Cash Withdrawal –Self option.
  • In the next step you must enter the amount you wish to withdraw, 4-digit temporary PIN and select the account number from which you wish to withdraw money.
  • You then must confirm the details displayed in the pre-confirmation screen and click on 'submit'.
  • Once the transaction is complete you will receive a success message on the screen.

Step 2- SMS from the bank

After the completion of the transaction, ICICI bank will send a 6-digit code to your registered mobile number.

Step 3 - Cash withdrawal from ATM

Once you process the cash withdrawal request on the iMobile app, you can withdraw cash from the ICICI bank ATM by entering the following details.

  • The registered mobile number
  • The temporary 4-digit code which you have set.
  • The 6-digit code which was sent to you through SMS.
  • The exact amount you wish to withdraw

Once you provide all this information cash will be dispensed successfully.

See Also: Things to do on a Failed ATM transaction

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